As one of the biggest payment providers in the world, PayPal provides a simple and secure way to pay for online orders and is used by millions of people around the world. When it comes to paying with PayPal there are a few different ways to pay. Once you reach the checkout you can select PayPal as a payment method and once you're logged into PayPal you'll be given the following options.
As you would guess - pay straight away with PayPal
Pay in 3
Pay in 3 is all about empowering you as the customer and giving you control and freedom. Pay in 3 gives you the opportunity to spread your order over 3 smaller payments over 3 months. You also have the option to pay it off early. Remember to spend responsibly, sometime splitting up payments might not always be the best option. For full details of PayPal Pay in 3 visit here.
PayPal Credit allows you to pay for orders over £99 using 0% credit over 4 months. To use PayPal credit you will need to apply for a PayPal credit account where they will give you a credit limit if you are approved. You then have up to 4 months to pay for your goods with 0% interest.
Remember to spend responsibly. You can find full details of PayPal credit here.
More about PayPal payment options
For PayPal Pay in 3, your first payment will be charged at the time you finish checking out. After that, your second and third payments will be charged one and two months after the date of purchase, on the same date of the month. For example, if you place an order on 5 May, your second and third payments will be due on 5 June and 5 July after that. Repayments will be made automatically with the payment method used at time of purchase.
If your payment is due on a date which doesn’t exist in that month (for example if you place an order on the 31st and the next month doesn't have a 31st), then payment will be taken on the last day of that month.
PayPal will send you a reminder by email or text to let you know when your next payment is coming up. You can see your payment schedule or make unscheduled payments at any time by logging into your PayPal account. You're in control, every step of the way.
All you need to get started
1. A UK bank account
2. To be 18 years of age or over
3. A UK residential address
4. A PayPal account with a debit card linked to it.
Just so you know, paying in three parts is a great way to spread the cost of your spending and shop with confidence – but please have a think about your finances before choosing any kind of 'pay later' option. Just make sure you have enough money to pay the amounts each month, basically. PayPal's helpful FAQs are a good place to start if you want to know a bit more. You can find them here.
There are no set-up fees for choosing to pay with PayPal Pay in 3 – however, if you're late with a payment, you'll be charged a late fee of £12.
PayPal Pay in 3 is subject to status and available to UK residents only. Ts&Cs do apply. PayPal is a responsible lender. Pay in 3 performance may influence your credit score. PayPal may run a soft-search credit check when you apply – this will leave a mark on your file that can only be viewed by you and not by others. PayPal will report how you manage your repayments for your PayPal Pay in 3 plan(s) to credit-reference agencies. As usual, Buyer Protection applies to your eligible purchases made with PayPal Pay in 3. Please see PayPal's Buyer Protection terms